I lost a tooth and would like to replace it with a dental implant. That is a big chunk of money. Will dental insurance help significantly with the price?
Mary
Dear Mary,
If you currently have a dental insurance policy, they will usually be willing to help with a small portion of the dental implant cost, though it differs from policy to policy. Of course, every little bit helps. However, it will only be a small portion. If you are looking to get an insurance policy so that you can afford a dental implant, that probably will not work out for you.
Most insurance plans have a waiting period from the time you sign up until you can get one of the high cost procedures covered. Then, again, even when it is covered, it will only be a small portion of the cost.
Many dentists will not ask you to pay for the entire dental implant procedure up front. It is often done in two stages. In the first stage you will pay for the implant surgery. Then, later, you will pay for the restoration part of the procedure. This will help you save up for a little bit at a time.
You could also try to find a more affordable dentist. They will have strategies or recommendations that may help you with cost management of your dental care.
Disclaimer: This article is general information from Dr. Harveer Kaur and is not a substitute for a dental exam, diagnosis, or treatment. Every mouth is different. If you have a concern about your teeth or gums, call our Ahwatukee office at (480) 283-0733 or our Chandler office at (480) 895-3252 and we will help you sort it out.
Dr. Harveer Kaur, DDS, BDS
Dr. Kaur is the founder of Kokopelli Dentistry, serving patients in Ahwatukee and Chandler, Arizona. She focuses on family and cosmetic dentistry.
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